Frequently Asked Questions

Common Questions

Here is a selection of our most frequently asked questions. If you can’t find the answer you are looking for just go to our Contact page and send your question over or give us a call. We are easy to talk to!

You can Sign Up right now and then follow our easy instructions on getting your free credit reports. Once we have your reports we will complete our analysis and start the dispute process.

Your first payment will be six days after enrollment. Monthly recurring charges begin a month later.
No. Upon signup we will assist you in getting your free credit reports. Credit reports are from third-party providers, they are always free, there is no trial period, and getting them will never harm your scores.
No. You will never need to pay more for extra services. If you need it, we’ve got you covered. Our services include a detailed analysis to note the issues that are harming your credit, personalized credit score improvement tips, ongoing dispute letters sent to the credit bureaus – and more!
We use a 35-day dispute cycle, which is at least 10 days faster than other companies.
You may utilize our service for as long as you feel you are getting value from us. There is no minimum membership duration.
Of course. We are not here to add stress to your life, or your budget. You may pause, resume, and even select your own billing date with the click of a button in your account, or with a call to us.
Easy. Just let us know through the Message Center in your account, or by email or phone.
When you cancel, there are no more charges, no per diems, no surprises.
You do not have to be married to get the discount. If you live together and pay together we invite you to sign up as a couple.
We always examine each account to determine the correctness of the reporting, but our program does not provide a remedy for legitimate debt.

Call For Your Consultation Today

Overcome financial challenges and improve your credit with our expert guidance. We identify and correct mistakes, ensuring you enjoy the benefits of a high credit score. Contact us today for a path to financial success.